Financial Counselling & Support
Alawa Aboriginal Corporation
Alawa Aboriginal Corporation operates a number of self-funded business operations and grant-funded programs, all aimed at delivering essential services to the residents and businesses of Minyerri. Our focus in all our operations is providing social outcomes to our community in a sustainable way.
The Alawa Aboriginal Corporation (AAC) was first established in 1999, its primary purpose to establish and operate commercial enterprises on behalf and for the benefit of the Alawa people. To this day, the AAC undertakes many business operations for the purpose of providing social, cultural and economic benefit to the Alawa people and the broader community. AAC has been successful in delivering many services to the community including municipal services, aged care, child care related services, arts centre and many more activities under the Federal Government’s Community Develop Program (CDP).
After-school care is available for local indigenous primary school and secondary-school children. Centrelink Provides Centrelink services for the local indigenous community.
Community Development Employment Program(CDP)
Provides unemployed indigenous adults and young people 15 years old or over with employment placement and skills acquisition including accredited training and links to apprenticeships and traineeships. Employment projects and activities are chosen by local indigenous communities or distinct groups of indigenous people within a community. The training wage received by participants is equivalent to the appropriate unemployment benefit.
Provides child care for local indigenous infants and preschool children.
Delivered Meals (HACC) (Meals on Wheels)
Three meals a day are delivered at low cost to those who would otherwise be nutritionally at risk, including the frail aged and people with disabilities. The service particularly assists indigenous families.
Home Care Services (HACC)
Home Care services are available for frail elderly, incapacitated or ill residents and those with disabilities to help with household duties including cleaning, laundry, meal preparation, wood collection and shopping. The service particularly assists indigenous people.
School Nutrition Program
A nutritious breakfast and lunch are provided for local indigenous primary-school and secondary-school children.
Anglicare NT – East Arnhem Money Support Hub
The East Arnhem Money Support Hub provides free,voluntary and confidential financial counselling,educational activities and advocacy assistance. We assist individuals and families navigate life transitions,financial crises and to build financial capability and resilience. Staff are based in a number of locations in the region,this combines with a regular visitation schedule to other communites and homelands along wiht phone and videconferencing support options.
Anglicare NT – No Interest Loan Scheme (NILS)
NILS provides individuals and families on low incomes with access to safe, fair and affordable credit. Loans are available for up to $1,500 for essential goods and services such as fridges, washing machines etc. Repayments are set up at an affordable amount over a 12 to 18 month period. To be eligible you must have a Health Care or Pension card or earn less than $45,000 a year after tax ($60,000 for joint applicants or people with children).
*Note loans cannot be used for cash, rent arrears, debt consolidation, holidays or bills
Anglicare NT – Problem Gambling Financial Counselling
Problem Gambing Financial Counselling is a free,voluntary and confidential service for people with an establihsed or emerging gambling problem. We sort out presenting financial issues and debts,negotiate agreements with gambling venues,help people access therapuetic supports and plan for their future. Impacted family members can also be assisted to protect family assetts.
Anglicare NT – StepUP Loans
StepUP Loans enables people on a low income to obtain a low interest loan of between $800 and $3000. To qualify for a loan,you must hold a Centrelink Healthcare card or Pension card or be eligible for Family Tax Benefit Part A and have lived at your current address for at least 3 months. Loan applications can be made for personal,domestic or household purposes but cannot be used for rental bond or consolidation of existing loans.
CatholicCare NT – Emergency Relief
The Emergency Relief program provides short-term financial assistance to individuals and families in immediate financial crisis. It can be one-off assistance, or it may involve a referral to the Financial Wellbeing and Capability program to identify and assist with underlying concerns.
How we help
We can assist clients in immediate financial crisis with:
Referrals to relevant services
Assistance with budgeting
CatholicCare NT – Financial Capability and Wellbeing
The Financial Wellbeing and Capability (FWC) program is designed to help you manage your finances. We help clients develop financial literacy and capability skills. The program can help vulnerable families become financially independent.
Who we help
Everyone can access the service however people on Income Management are prioritised. They are entirely confidential as well as judgement free.
How we help
- Financial counselling: Our financial counsellors will provide you with an assessment of your situation. This helps them offer advice on how to handle debt related issues. They work with you to help you achieve your goals and make better financial decisions. This includes education about your rights and obligations to creditors.
- Financial capability: Case Managers will partner with you to achieve financial literacy. They help you to understand your income, bank accounts and budgets. They look at each situation as a whole and help you to access other appropriate services.
- Emergency relief: This service helps people with emergency relief in times of financial crisis. Accessing emergency relief is an entry point into the FWC program.
Family and Children Enquiry Support (FACES)
FACES is a telephone hotline that offers information about and referrals to support services throughout the whole of the NT. This service can be accessed by anyone in the community from parents and carers to professionals, who are seeking advice on resources and services that can help support and empower families and children.
At Lutheran Care, we believe our communities are stronger when each and every person feels included and cared for. Founded 50 years ago on the principles of the Lutheran Church, we have always been champions of advocacy and equity, serving the needs and fighting for the rights of those who have fallen through the cracks of the system. Ours is a powerful and persistent voice for the voiceless. Whoever you are, wherever you come from, we will walk side by side with you, regardless of cultural background, sexual orientation, gender identity, belief systems or circumstances. Beyond working to have a lasting, positive impact on people’s lives, we are determined to build hope, understanding and drive long-term systematic change. Unbound by convention, we are leaders in our sector and community, always exploring new, innovative ways of helping people find comfort and purpose. We seek no reward or recognition beyond doing what’s right for our people. This is what inspires and drives us. It is the source of our unity and our strength. Caring and warm, we are guided by faith and compassion, always listening, advocating and building stronger communities where people can belong and thrive.
Lutheran Care is committed to reducing barriers and encouraging inclusion and participation in the community of people with a disability, people of all ages, Lesbian, Gay, Bi-Sexual, Transgender, Intersex and Queer (LGBTIQ) people, Aboriginal and Torres Strait Islander (ATSI) people, and people from Culturally and Linguistically Diverse (CALD) backgrounds.
FINANCIAL COUNSELLING, CAPABILITY & RESILIENCE HUB
The Hub assists people in financial difficulty to address their financial problems. Financial Counsellors and Financial Capability Workers assist clients one on one and in workshops helping them to know how to manage their money, develop saving plans and budgeting. This service covers Central Australia region and includes 33 remote communities and Alice Springs.
- Financial Counsellors
Counsellors support clients with personal financial difficulties, undertake in depth assessments of a client’s financial situation and work with them to increase their capability to make informed decisions in resolving personal financial difficulties. Advice includes debt management, negotiating with creditors, budgeting, bankruptcy, credit laws and eligibility for government assistance. Make an appointment for a free professional and confidential chat.
- Financial Capability Workers
Financial Capability Workers provide one on one and group sessions to assist clients with basic financial literacy, education and support as well as delivering community education sessions.
Emergency relief is for people who are in a crisis situation and dependant on need can include food, food vouchers, blankets, clothing and where needed referrals to other support. This service is available every morning of the week Monday to Friday 9am to 12 noon.
KWATJA ETATHA PLAYGROUP
Kwatja Etatha (Arrente for Living Waters) Playgroup runs intensively supported ‘play sessions’ where families are encouraged to interact with their children through structured play activities. Playgroup sessions run during school terms on Wednesdays and Thursdays from 9:30am to 11.30 am. Transport to and from Playgroup is provided.
FAMILIES LEARNING TOGETHER
Supported by Anglicare ‘Families Learning Together’ offers interactive workshops for parents including Circle of Security and learning experiences for families and parents on Babies and Toddlers Development, Caring for Young Children and Babies, Hygiene and Safety
INTENSIVE FAMILY SUPPORT SERVICE (IFSS)
This programme at Ntaria (Hermannsburg) aims to reduce child neglect through building on family strengths and supporting families to build their capacity to meet the needs of their children. Families requiring support are referred from other agencies.
Relationships Australia – Family Dispute Resolution
Family Dispute Resolution, also known as family mediation, helps separated or divorced couples to reach agreements around their children, money or property. Mediation is an alternative to going to court. Reaching an agreement without going to court can save parents or couples a lot of money, time and stress.
Family Dispute Resolution is available for parents, carers and other family members. It’s a chance to talk about the children and discuss future parenting arrangements. We help people to talk with respect and focus on what the children need. We can also offer a Child Consultation to assist parents with their decision making.
We can also help separated couples discuss their money, debts and property. You do not need to have children to get help with property issues.